Pauley Family Dentistry Financing Options

Quality dental care in Lincoln, NE made accessible with flexible payment solutions for every family.

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Flexible Financing That Makes Quality Dental Care Simple and Accessible

For many families, the cost of dental care can feel like a barrier to getting the treatment they need. Whether you are facing a routine cleaning, a restorative procedure, or more extensive dental work, concerns about out-of-pocket expenses are completely understandable. At Pauley Family Dentistry, we believe that finances should never stand between you and a healthy smile. That is why we have structured our payment options to be as flexible and straightforward as possible, so Lincoln families can focus on their health instead of their budget.

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Financing Information

Multiple Ways to Pay for Your Dental Care

At Pauley Family Dentistry, we work with both insurance providers and third-party financing to ensure that patients have options when it comes to covering the cost of treatment. Whether you carry dental insurance or are looking for a payment plan that works with your budget, our team is here to walk you through every available option before treatment begins.

We are proud preferred providers with three major dental insurance networks: Ameritas, Blue Cross Blue Shield, and Delta Dental. Our preferred provider status with these carriers means that covered patients benefit from maximized insurance benefits, streamlined claims processing, and direct billing handled entirely by our team. Beyond these three networks, we submit claims to virtually all insurance companies, so patients who carry coverage outside of our preferred networks are welcome as well.

For patients seeking extended payment solutions, we partner with CareCredit to offer financing with flexible terms. Key features of this option include:

  • Financing through CareCredit with flexible repayment terms
  • Promotional interest-free periods available for qualified applicants
  • A quick credit application process that can be completed in our office
  • Coverage applicable to a wide range of dental treatments
  • Assistance from our staff throughout the application and approval process

Our goal is simple: we want every patient who walks through our doors to have a clear understanding of their payment options before any treatment begins, so there are no surprises and no unnecessary stress.

Process

Getting started with financing at Pauley Family Dentistry is a straightforward experience. Our team guides you through each step so you can focus on your care.

Benefits Verification

We confirm your coverage before your appointment. Before your visit, our team will verify your dental insurance benefits so you understand exactly what is covered and what your estimated out-of-pocket responsibility will be. Patients with Ameritas, Blue Cross Blue Shield, or Delta Dental benefit from our preferred provider relationships, which help maximize coverage.

Treatment Planning

We review all costs and payment options with you in person. After your exam, we will walk through your recommended treatment plan and provide a clear cost breakdown. This is the time to ask questions, discuss your insurance coverage, and explore financing options such as CareCredit if extended payment terms would be helpful.

Financing Application

We help you apply for CareCredit right in the office. If you choose to finance through CareCredit, our staff will assist you with the application process. The application is completed quickly, and our team can explain all available terms, including any promotional interest-free periods for which you may qualify.

Treatment and Ongoing Support

We handle the paperwork so you can focus on your health. Once your payment plan is in place, our team submits all claims directly to your insurance company and manages the billing process on your behalf. You will receive a clear summary of any remaining balance, and we remain available to answer billing questions at any time.

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Dental Care for Patients Without Insurance

Quality Care Is Available Regardless of Your Insurance Status

Not every patient carries dental insurance, and at Pauley Family Dentistry, that does not change the level of care you receive. We understand that navigating dental costs without coverage can feel uncertain, and we are committed to working with uninsured patients to find payment solutions that make treatment accessible.

For patients without insurance, our team will provide a clear, upfront breakdown of procedure costs and discuss all available payment options during your visit. We partner with CareCredit to give uninsured patients access to financing with flexible terms, making it possible to spread the cost of treatment over time without delaying necessary care.

We encourage patients without coverage to speak directly with our front desk team about their situation. Our goal is to make sure that the absence of insurance is never a reason to postpone care. From routine cleanings to more involved restorative work, we will work with you to find a path forward that fits your circumstances and keeps your oral health on track.

Frequently Asked Questions

Navigating dental financing does not have to be complicated. Here are answers to some of the most common questions we receive about payment options at Pauley Family Dentistry.

What financing options does Pauley Family Dentistry offer?

We offer flexible payment options to help make dental care accessible for every patient. Our practice accepts CareCredit, a trusted third-party financing solution that allows you to break the cost of treatment into manageable monthly payments. We also offer an in-house membership plan for patients who do not have traditional dental insurance.

Can I use CareCredit for any dental procedure?

Yes, CareCredit can be applied to virtually any service we offer, from routine exams and cleanings to more involved treatments like cosmetic dentistry, dental veneers, and restorative procedures. There is no restriction on which services qualify, so you can move forward with the care you need without delay.

Can I use CareCredit along with my dental insurance?

Absolutely. Many of our patients use both. Your insurance covers a portion of the treatment cost, and CareCredit can be used to pay the remaining balance. This combination can make even larger procedures more affordable and easier to manage. 

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